| Computers and money...with the widespread use of | | | | allows you to buy and sell online securely. Another |
| the Internet more and more people are using credit | | | | benefit to Pay Pal is it allows you to conduct |
| cards for online purchasing. Even with all the | | | | merchant processing-which means you can sell online |
| encryption and "security" technology out there today, | | | | to people using Pay Pal, Master Card, Visa, American |
| identities are stolen, credit card fraud occurs and | | | | Express, Discover Card, etc to complete the |
| people get hurt everyday. Using debit cards is | | | | transaction. It's all very cool, secure and easy to do. |
| especially risky IF that debit card is tied to your | | | | 2. Having a dedicated E-account will also allow you to |
| primary checking account, which brings me around to | | | | set up an Ebay account-most everybody knows |
| the point of this article. How to set up a dedicated | | | | about Ebay...another reason to setup a dedicated |
| online E-checking/debit card account for ALL online | | | | E-checking account!Setting up a dedicated E-account |
| purchasing so you run the least risk of taking a | | | | in this manner is also a good way for people who |
| financial hit on the Internet... a concept you may | | | | don't have credit, have gone bankrupt, have had |
| want to implement.First, you have to find a bank that | | | | lenders revoke or suspend credit cards, or people |
| offers free (and I mean free) checking. Secondly, | | | | who are just tired of paying high-interest credit card |
| open a DEDICATED checking account with a small | | | | debt to operate online. This way they still have some |
| amount of money (say $20.00 to $100.00) and set | | | | form of "plastic" to use in a world that virtually |
| this account up for online banking access and order a | | | | demands its use without paying the ridiculous interest |
| debit card for the account. (A debit card is tied | | | | rates associated with credit cards. The key is to |
| directly to a checking account, it looks like a credit | | | | keep just the amount of money you need in the |
| card and acts like a credit card but its purchasing | | | | E-account as you need it and no more (just in case) |
| power is limited to the amount of money in your | | | | you get whacked by a crook.If you are interested in |
| checking account). Thirdly, this E-checking/debit card | | | | receiving a really cool "no strings attached" report |
| account should be treated like a "self-funded" line of | | | | called E-Tailing! Email us at the address below and let |
| credit to be used STRICTLY for online transactions | | | | us know...we will send it to your email address |
| (don't write checks from this account-just use the | | | | absolutely FREE. It has click-able links to take you |
| debit card like a credit card). The idea being that IF | | | | everywhere you have to go-an Ezine reader |
| your account numbers are stolen or you are a victim | | | | exclusive!Copyright © 2006 |
| of an online scam, your loss is limited to the amount | | | | James W. Hart, IV |
| of money in this dedicated account. The primary | | | | All Rights reservedNAME: James W. Hart, IV |
| benefit of this arrangement is that it keeps your | | | | TITLE: Author/CEO Smart Books Publishing |
| online purchasing completely separate from your | | | | WEB SITE: |
| other accounts and limits the amount of damage you | | | | EMAIL: PRODUCT: Consumer Books, Kits & Special |
| will experience if you are ripped off. The downside of | | | | E-Reports in the areas of Real Estate & Business. |
| this arrangement is that your purchasing power is | | | | Smart Books Publishing Web Site is a Pay Pal-Secured |
| limited to how much money you have in the | | | | Seller/Secured Credit Card merchant. (Ebay User |
| E-account and you don't have the same "return of | | | | Number jim12302)MEDIA INTERVIEW |
| goods" provision with a debit card as with a credit | | | | AVAILABILITY: Yes. Call For Bookings |
| card, so you still have to be careful. All things | | | | (419)-636-7210. BIO: Mr. Hart, consumer advocate |
| considered this is one of the more intelligent ways to | | | | and CEO of Smart Books Publishing, previously |
| purchase online. Of course, if you treat this E-account | | | | licensed in the sale of real estate in the state of |
| like a self-funded line of credit it will keep you from | | | | Ohio, has been directly involved in the origination of |
| charging beyond your means and you can use this | | | | residential and commercial mortgage financing. Hart is |
| particular debit card for other "credit like purchases" | | | | an honorably discharged veteran of the U.S. Army, |
| like dinners out, booking hotel rooms, etc. Again, if | | | | graduate of the University of Toledo. He is a |
| something bad happens, your loss is limited to the | | | | member of the National Panel of Consumer |
| amount in the account. But there are more benefits | | | | Arbitrators and the Council of Better Business |
| to this strategy:1. Having a (dedicated) "E-checking | | | | Bureaus, Inc. Mr. Hart has appeared on a number of |
| account" online will allow you to setup a Pay Pal | | | | radio and TV stations throughout the U.S. including |
| account (Pay Pal is a secure way to send and | | | | WJR-AM, WWWE-AM, WHUR-FM, WRC-AM, |
| receive money online). Pay Pal is, in essence, an | | | | WLW-AM, WTVN-AM, WSPD-AM, KDKA-AM, |
| "electronic wallet" that has become the industry | | | | KBGS-AM and CNBC-TV and many others... Hart is an |
| standard for transferring money between buyers and | | | | experienced and dynamic media guest. |
| sellers online. Pay Pal set up is free, easy to do and | | | | |