| In a daze you call the police and go through all the | | | | stereo, computer, kid's bikes and your appliances, |
| necessary details. You find out that there is a break | | | | even your home phone. Make a list of your |
| in spree going through your neighbourhood and you | | | | jewellery and any heirlooms you might own. |
| just fell prey to it. | | | | Get into the habit of each time you make a new |
| Dealing with the insurance company you are made to | | | | purchase, photograph it and record it into your data |
| realize that you should have kept better inventory | | | | base. So if there ever is another time you will be well |
| records. They want to know the titles of your | | | | prepared for it. |
| DVD's and books and where are the photos of the | | | | Depending on what type of insurance you have you |
| computer and lawnmower. You never took any | | | | will want to keep receipts and values of your |
| precautions; never recorded any serial numbers and | | | | household items. This way there will be no issues |
| now you are left hoping that the insurance company | | | | from your insurance company. Your claim will be |
| will cover the costs. | | | | processed in a timely fashion and you will have your |
| If you have found yourself in this situation, as | | | | new items back in your home. |
| unfortunate as it maybe, you learn a good number of | | | | When going shopping for replacement items be |
| lessons from it. Mainly keeping track of your | | | | aware that some companies have their own suppliers |
| household inventory should have been a top priority. | | | | and may wish to replace the items directly, especially |
| There are several ways to record inventory. One | | | | if they have the same make and model available, |
| of the easy ways is to download a spreadsheet and | | | | though this can sometimes be negotiated. |
| just record your entire inventory. Including what was | | | | It may take a few hours to record your household |
| in your kitchen cupboards. Get your camera out and | | | | inventory but it is a very valuable and useful task |
| take photos of everything. Your plates, the TV, | | | | once completed. |